KeepMD EOB Decoder

KeepMD EOB Decoder is a privacy-first browser extension that turns confusing EOB text into plain English. Paste text, open a text-based PDF, or decode a selected line from a webpage, and KeepMD explains ICD-10-CM codes, HCPCS Level II codes, and common insurance terms right inside your browser. It works with Chrome, Microsoft Edge, Firefox, and Safari on Mac, and it is free with no account needed.

An explanation of benefits (EOB) is a statement your health plan sends after it processes a claim for care you received. It lists what the provider charged, what your plan allowed and paid, and what you may owe. Your provider sends the bill. Before you pay, compare it with the EOB for the same date of service. The amount due should match the patient responsibility on the EOB; if it doesn't, ask the provider or your plan why.

✨ Amount billed: What the provider charged before insurance.
✨ Allowed amount: The most your plan pays for a covered service, often a negotiated rate.
✨ Deductible: What you pay for covered care before your plan starts to pay.
✨ Copay: A fixed amount you pay for a covered service, such as $20 for a visit.
✨ Coinsurance: Your percentage share of the allowed amount, such as 20%, usually after the deductible.
✨ Patient responsibility: What the EOB says you may owe the provider.
✨ Diagnosis and service codes: ICD-10-CM codes describe why you were seen, while HCPCS and CPT codes describe what was done.

Every path starts with a deliberate action: paste text, choose a PDF, or select a line on a webpage. Paste a line from an EOB, open a text-based PDF in the popup, or select text from a webpage. KeepMD explains supported codes and insurance terms in plain English, right on your device. Copy the explanation, download a JSON draft, or in Chrome, send an encrypted handoff to KeepMD mobile. For example, paste an EOB or medical bill line and get a readable explanation directly in the popup, such as Diagnosis J06.9, service A0428, deductible $45.00, OOP applied. KeepMD points out possible CPT procedure codes but doesn't describe them, because the official AMA descriptions require a license. The local activity log is optional, off by default, and can be cleared from the popup.

Add KeepMD EOB Decoder to Chrome, Microsoft Edge, Firefox, or Safari on Mac and start decoding your EOB in plain English.