ConnectPay

ConnectPay

A licensed embedded finance platform providing IBAN accounts, cards, and payments for online businesses in Europe

What is ConnectPay?

ConnectPay is a Lithuanian-licensed Electronic Money Institution offering embedded finance for online businesses. It provides IBAN accounts, virtual and physical cards, SEPA and SWIFT payments, and multi-currency exchange through a single API. It helps marketplaces, fintechs, neobanks, lending platforms, and e-commerce companies embed banking and payment features directly into their own platforms without building financial infrastructure from scratch.

Core Features

  • Direct EMI license from the Central Bank of Lithuania
  • IBAN accounts, cards, SEPA and SWIFT in one API
  • ISO 27001 certified with 8-second onboarding

Pricing Details

Pricing Type Paid

Ideal For

Startups Small Businesses Enterprises

Use ConnectPay as an Alternative to

Wise Multi-Currency Account
Adyen
Weavr

Detailed Description

ConnectPay was founded in 2018 and is based in Vilnius, Lithuania. It holds a direct EMI license from the Central Bank of Lithuania rather than relying on a third-party sponsor bank, and operates its own in-house core banking system, Mars.

 

Core capabilities include:

- IBAN accounts for business, personal, and segregated funds

- Virtual and physical cards, including white-label options

- SEPA instant payments, cross-border SWIFT transfers, and multi-currency exchange across 80+ currencies

- Open banking, card acquiring, and recurring payments

- Embedded finance modules for marketplaces, fintechs, lending platforms, and loyalty programs

 

ConnectPay is ISO/IEC 27001 and ISO 22301:2019 certified, with automated averaging around 8 seconds. In 2025, it processed 1.9M transactions and €3.6B in annual payment turnover across clients operating in 6 continents.

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